Wintrust Financial Corporation (WTFC)

業務介紹

Wintrust Financial Corporation（Wintrust金融公司）是一家金融控股公司。它分為三個部門：社區銀行業務、專業金融業務和財富管理業務。社區銀行業務部門提供無息存款、非經紀人持有的計息交易帳戶、儲蓄和國內定期存款；房屋產權、消費者和房地產貸款；保險箱設施；自動提款機（ATM）、網上和移動銀行以及其他服務。它還從事零售住宅抵押貸款的發起和購買，以供應二級市場；並向公寓、房主和社區協會提供貸款、存款和資金管理服務，以及為中型企業提供基於資產的貸款。此外，該部門還向抵押貸款經紀公司提供貸款和存款服務；向餐廳特許經營者提供貸款；直接租賃；小企業管理局貸款；商業抵押貸款和建築貸款；以及金融解決方案。它主要為個人、中小型企業、地方政府機構和機構客戶提供個人和商業銀行業務。專業金融業務部門為企業和個人提供商業和人壽保險費用融資；應收賬款融資、增值和外包行政服務；以及其他專業金融服務，以及臨時人力資源行業的工資、帳單和現金管理數據處理服務。財富管理業務部門提供信託和投資、資產管理、稅務推遲交換、證券經紀和退休計劃服務。該公司在芝加哥大都會區、威斯康辛南部、印第安納州西北部和佛羅里達州經營173家銀行機構和228台ATM。Wintrust金融公司成立於1991年，總部位於伊利諾伊州羅斯蒙特。

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

公司網址

https://www.wintrust.com