Western Alliance Bancorporation (WAL)

業務介紹

Western Alliance Bancorporation（西方聯盟銀行控股公司）是一家銀行控股公司，主要在亞利桑那州、加利福尼亞州和內華達州提供各種銀行產品和相關服務。它分為商業、消費相關和企業及其他部門運營。該公司提供存款產品，包括支票、儲蓄和貨幣市場帳戶，以及固定利率和固定到期的存款證書帳戶；並提供資金管理和住宅抵押貸款產品和服務。它還提供商業和工業貸款產品，如營運資金信用額度、科技公司貸款、存貨和應收賬款信用額度、抵押貸款庫存信用額度、設備貸款和租賃以及其他商業貸款；商業房地產貸款，以多戶住宅物業、專業辦公室、工業設施、零售中心、酒店和其他商業物業作為擔保；建築和土地開發貸款，用於單戶和多戶住宅項目、工業/倉庫物業、辦公樓、零售中心、醫療辦公設施和住宅地開發；以及消費者貸款。此外，該公司還提供互聯網銀行、電匯、電子帳單支付和呈現、鎖匣服務、快遞和現金管理服務等其他金融服務。此外，它持有某些投資證券、市政和非營利貸款和租賃；主要投資於低收入住房稅收抵免和小型企業投資公司；並持有某些房地產貸款和相關證券。該公司在36個分行和貸款生產辦事處運營。Western Alliance Bancorporation成立於1994年，總部位於亞利桑那州鳳凰城。

Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates in Commercial, Consumer Related, and Corporate & Other segments. The company offers deposit products, including checking, savings, and money market accounts, as well as fixed-rate and fixed maturity certificates of deposit accounts; and treasury management and residential mortgage products and services. It also offers commercial and industrial loan products, such as working capital lines of credit, loans to technology companies, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; commercial real estate loans, which are secured by multi-family residential properties, professional offices, industrial facilities, retail centers, hotels, and other commercial properties; construction and land development loans for single family and multi-family residential projects, industrial/warehouse properties, office buildings, retail centers, medical office facilities, and residential lot developments; and consumer loans. In addition, the company provides other financial services, such as internet banking, wire transfers, electronic bill payment and presentment, lock box services, courier, and cash management services. Further, it holds certain investment securities, municipal and non-profit loans, and leases; invests primarily in low-income housing tax credits and small business investment corporations; and holds certain real estate loans and related securities. The company operates 36 branch locations, as well as loan production offices. Western Alliance Bancorporation was founded in 1994 and is headquartered in Phoenix, Arizona.

公司網址

https://www.westernalliancebancorporation.com