United Bankshares, Inc. (UBSI)

業務介紹

聯合銀行股份有限公司是一家金融控股公司，主要在美國提供商業和零售銀行產品和服務。它通過兩個部門運營，即社區銀行和抵押銀行。該公司接受支票、儲蓄、定期和貨幣市場帳戶；個人退休帳戶；活期存款、對帳單和特殊儲蓄、NOW帳戶和計息支票帳戶。其貸款產品包括商業貸款和租賃；建築和房地產貸款；個人、學生、信用卡、商業和庫存貸款；以及房屋抵押貸款。此外，該公司提供信用卡；保險箱、電匯和其他銀行產品和服務；投資和證券服務；向對應銀行提供服務，包括買賣聯邦基金；自動取款機服務；以及互聯網和電話銀行服務。此外，它還提供社區銀行服務，如資產管理、不動產標題保險、財務規劃、抵押銀行和經紀服務。截至2021年12月31日，該公司在維吉尼亞、馬里蘭、華盛頓特區、北卡羅來納、南卡羅來納、喬治亞、賓夕法尼亞、西維吉尼亞和俄亥俄州運營250家辦事處。聯合銀行股份有限公司成立於1982年，總部位於西維吉尼亞州查爾斯頓。

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

公司網址

https://www.ubsi-inc.com