TransUnion (TRU)

業務介紹

TransUnion 提供風險和資訊解決方案。該公司分為三個部門：美國市場、國際市場和消費者互動。美國市場部門為企業提供消費者報告、可行的見解和分析。這些企業使用其服務來獲取新客戶；評估消費者支付服務的能力；識別交叉銷售機會；測量和管理債務組合風險；收取債務；驗證消費者身份；以及減輕欺詐風險。該部門為包括金融服務、保險、租戶和就業、債務收集和服務、技術、商業和通信、公共部門、媒體和其他市場在內的各種行業垂直市場提供服務。國際市場部門提供信用報告、分析、技術解決方案和其他增值風險管理服務；以及消費者服務，幫助消費者管理個人財務和消費者信用報告、保險和汽車信息解決方案以及商業信用信息服務。該部門通過直接和間接渠道為金融服務、零售信貸、保險、汽車、債務收集、公共部門和通信行業的客戶提供服務。消費者互動部門提供信用報告和信用評分、信用監控、身份保護和解決方案，以及財務管理解決方案，使消費者能夠管理個人財務並采取預防措施防止身份盜竊。該部門通過在線和移動界面以及直接和間接渠道提供其產品。該公司在約30個國家和地區提供服務，包括北美、拉丁美洲、歐洲、非洲、印度和亞太地區。該公司以前被稱為TransUnion Holding Company, Inc.，並於2015年3月更名為TransUnion。TransUnion成立於1968年，總部位於伊利諾伊州芝加哥。

TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics to businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, insurance, tenant and employment, collections and services, technology, commerce and communication, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; and consumer services, which help consumers to manage their personal finances and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, identity protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

公司網址

https://www.transunion.com