Prudential Financial, Inc. (PRU)

業務介紹

普銀金融集團（Prudential Financial, Inc.）及其子公司在美國和國際市場提供保險、投資管理和其他金融產品和服務。該公司通過八個業務板塊運營，包括PGIM、退休、團體保險、個人年金、個人壽險、Assurance IQ、國際業務和封閉區塊。該公司為機構和零售客戶提供與公共固定收益、公共股權、房地產債務和股權、私募信貸和其他替代投資以及多資產類別策略相關的投資管理服務和解決方案，以及其一般賬戶。此外，該公司還向公共、私人和非營利部門的退休計劃贊助商提供一系列退休投資和收入產品和服務；在美國主要向機構客戶銷售團體壽險、長期和短期團體殘疾保險以及團體企業、銀行和信託擁有的壽險，用於員工和會員福利計劃，同時銷售意外死亡和殘疾保險以及其他補充健康解決方案；並提供與其保險保障相關的計劃管理服務。此外，該公司還開發和銷售個人變額和固定年金產品，主要面向中產階級和富裕市場；並向美國的中產階級、富裕市場提供個人變額、定期和通用壽險產品。此外，該公司通過數字渠道和獨立代理渠道向零售消費者提供第三方人壽、健康、醫療保險、財產和意外傷害保險以及定期壽險產品。該公司通過自有和第三方分銷網絡向個人和機構客戶提供產品和服務。普銀金融集團成立於1875年，總部位於新澤西州紐瓦克市。

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

公司網址

https://www.prudential.com