PennyMac Financial Services, Inc. (PFSI)

業務介紹

PennyMac Financial Services, Inc.通過其子公司在美國從事抵押銀行業務和投資管理活動。它通過三個部門運營：生產、服務和投資管理。生產部門涉及貸款的產生、收購和銷售。它來源於首次抵押住宅常規和政府保險或擔保的抵押貸款。服務部門從事新產生貸款的服務，執行和管理早期買斷交易和貸款的服務。它執行貸款管理、收集和違約管理活動，包括收集和匯款貸款支付、回應客戶查詢、核算本金和利息、持有用於支付物業稅和保險費的保管資金、輔導拖欠借款人、監督強制執行和財產處置，並管理損失減少活動，如修改和寬限計劃。投資管理部門涉及資產收購的來源、進行盡職調查、投標和完成；管理PennyMac Mortgage Investment Trust的對應生產活動；以及管理收購的資產。PennyMac Financial Services, Inc.成立於2008年，總部位於加利福尼亞州威斯特萊克村。

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.

公司網址

https://ir.pennymacfinancial.com