Bank OZK (OZK)

業務介紹

Bank OZK（OZK銀行）提供各種零售和商業銀行服務。它接受各種存款產品，包括無息支票帳戶、帶息交易帳戶、商業清算帳戶、儲蓄帳戶、貨幣市場帳戶、個人退休帳戶和其他帳戶，以及定期存款。該公司還提供房地產、消費者和商業用途、間接遊艇和海洋、商業和工業、政府擔保、農業、小型企業、房屋建造商和可負擔房屋貸款；商業航空和訂閱融資服務；以及抵押貸款和其他貸款產品。此外，它還提供信託和財富服務，如個人、保管、投資管理和退休帳戶，以及企業信託服務，包括受託人、支付和註冊轉讓代理人和其他附帶服務。此外，該公司還提供資金管理服務，包括自動清算系統、電匯、交易報告、批量鎖匣、遠程存款捕捉、自動信用額度轉移、對賬、正面支付和商業卡服務，以及零餘額和投資轉移帳戶。此外，它還提供自動提款機；電話、網上和移動銀行服務；借記卡和信用卡；保險箱；以及其他產品和服務，並處理商家借記卡和信用卡交易。截至2021年12月31日，它在阿肯色州、喬治亞州、佛羅里達州、北卡羅來納州、德克薩斯州、加利福尼亞州、紐約州和密西西比州運營約240個辦事處。該公司以前被稱為Bank of the Ozarks，並於2018年7月改名為Bank OZK。Bank OZK成立於1903年，總部位於阿肯色州小石城。

Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time deposits. The company also offers real estate, consumer and business purpose, indirect recreational vehicle and marine, commercial and industrial, government guaranteed, agricultural, small business, homebuilder, and affordable housing loans; business aviation and subscription financing services; and mortgage and other lending products. In addition, it provides trust and wealth services, such as personal, custodial, investment management, and retirement accounts, as well as corporate trust services comprising trustee, paying and registered transfer agent, and other incidental services. Further, the company offers treasury management services comprising automated clearing house, wire transfer, transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, and merchant and commercial card services, as well as zero balance and investment sweep accounts. Additionally, it provides ATMs; telephone, online, and mobile banking services; debit and credit cards; safe deposit boxes; and other products and services, as well as processes merchant debit and credit card transactions. As of December 31, 2021, it operated approximately 240 offices in Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.

公司網址

https://www.ozk.com