M&T Bank Corporation (MTB)

業務介紹

M&T銀行公司是一家銀行控股公司，提供商業和零售銀行服務。該公司的商業銀行業務部門為小型企業和專業人士提供存款、貸款、現金管理和其他金融服務。其商業銀行業務部門為中型和大型商業客戶提供存款產品、商業貸款和租賃、信用證和現金管理服務。該公司的商業房地產業務部門提供商業房地產貸款的起源、銷售和服務；並提供存款服務。其自由投資組合業務部門提供存款；證券、住宅房地產貸款和其他資產；短期和長期借入資金，以及外匯服務。該公司的住宅抵押銀行業務部門為消費者提供住宅房地產貸款，並在二級市場上出售這些貸款；並購買由其他實體發起的貸款的服務權。其零售銀行業務部門提供需求、儲蓄和定期帳戶；消費者分期付款貸款、汽車和休閒融資貸款、住宅產權貸款和信用額度、信用卡；共同基金和年金；以及其他服務。該公司還提供信託和財富管理；受託人和保管；保險代理；機構經紀和證券；以及投資管理服務。它通過銀行辦事處、商業銀行中心、電話和網上銀行以及自動提款機提供服務。截至2021年12月31日，該公司在紐約州、馬里蘭州、新澤西州、賓夕法尼亞州、特拉華州、康涅狄格州、維吉尼亞州、西維吉尼亞州和哥倫比亞特區經營著688家國內銀行辦事處；並在加拿大安大略省設有一家全方位的商業銀行辦事處。M&T銀行公司成立於1856年，總部位於紐約州布法羅市。

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

公司網址

https://www3.mtb.com