Commerce Bancshares, Inc. (CBSH)

業務介紹

Commerce Bancshares, Inc.（商業銀行股份有限公司）是Commerce Bank（商業銀行）的銀行控股公司，為美國個人和企業提供零售、抵押銀行、企業、投資、信託和資產管理產品和服務。它通過三個部門運營：消費者、商業和財富。消費者部門提供各種銀行產品和服務，包括消費者存款；消費者貸款，如汽車、摩托車、船舶、拖車、休閒車輛、固定利率和循環家庭股本以及其他消費者貸款；病人醫療財務；房地產貸款；間接和其他消費者融資；個人抵押銀行業務；消費者分期貸款；以及消費者借記和信用銀行卡。商業部門提供企業貸款、租賃、國際、商戶和商業銀行卡、證券保管和債券會計服務；以及商業產品、政府存款和相關的商業現金管理服務，並向對應銀行、公司、公共機構、市政機構和個人出售固定收益證券。財富部門提供傳統信託和資產規劃、諮詢和自主投資組合管理以及經紀服務，以及私人銀行帳戶。該公司還提供私募股權投資、證券經紀、保險代理、特殊貸款和租賃服務，以及在線和移動銀行服務。它在密蘇里州、堪薩斯州、伊利諾伊州、俄克拉荷馬州和科羅拉多州擁有287個分支機構，以及商業辦事處。Commerce Bancshares, Inc.成立於1865年，總部位於密蘇里州堪薩斯市。

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company also offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. It operates through a network of 287 locations in Missouri, Kansas, Illinois, Oklahoma, and Colorado, as well as commercial offices. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

公司網址

https://www.commercebank.com