Bank of America Corporation (BAC)

業務介紹

美國銀行公司通過其子公司，在全球為個人消費者、中小型企業、機構投資者、大型企業和政府提供銀行和金融產品和服務。其消費銀行業務部門提供傳統和貨幣市場儲蓄帳戶、定期存款和個人退休帳戶、非利息和利息支票帳戶、投資帳戶和產品；以及信用卡和借記卡、住宅抵押貸款和房屋產權貸款，以及直接和間接貸款，如汽車、休閒車輛和個人消費貸款。該公司的全球財富和投資管理業務部門提供投資管理、經紀、銀行、信託和退休產品和服務；以及財富管理解決方案，以及定制解決方案，包括專業資產管理服務。其全球銀行業務部門提供包括商業貸款、租賃、承諾設施、貿易融資和商業不動產和基於資產的貸款在內的貸款產品和服務；資金管理解決方案，如資金管理、外匯和短期投資選項和商戶服務；營運資本管理解決方案；以及債務和股權承銷和分銷，以及併購相關和其他諮詢服務。該公司的全球市場業務部門提供市場做市、融資、證券清算、結算和保管服務，以及利率、股票、信用、貨幣和商品衍生品、外匯、固定收益和與抵押貸款相關的產品的風險管理產品。截至2021年12月31日，該公司為約6700萬個消費者和小企業客戶提供服務，擁有約4200個零售金融中心、約16000台ATM和約4100萬活躍用戶的數字銀行平台。該公司成立於1784年，總部位於北卡羅來納州夏洛特市。

Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.

公司網址

https://www.bankofamerica.com