Ally Financial Inc. (ALLY)

業務介紹

Ally Financial Inc.（Ally金融公司）是一家數字金融服務公司，主要為美國和加拿大的消費者、商業和企業客戶提供各種數字金融產品和服務。它通過四個業務板塊運營，包括汽車金融業務、保險業務、抵押貸款業務和企業金融業務。汽車金融業務板塊提供汽車融資服務，包括提供零售分期銷售合同、貸款和營運租賃、向經銷商提供期限貸款、為經銷商提供庫存融資和其他信貸額度、向汽車零售商提供庫存融資額度，以及車隊融資。它還為公司和政府提供購買或租賃車輛的融資服務，以及車輛再銷售服務。保險業務板塊通過汽車經銷渠道提供消費者金融保護和保險產品，並直接向經銷商提供商業保險產品。該板塊提供車輛服務和維護合同，以及保險經營，主要保險經營經銷商的車輛庫存。抵押貸款業務板塊管理包括第三方機構發起的大額和低至中等收入抵押貸款在內的消費者抵押貸款組合，以及直接面向消費者的抵押貸款產品。企業金融業務板塊向中市場公司提供優先擔保槓桿現金流和基於資產的貸款；槓桿貸款；以及為醫療保健行業的公司提供商業房地產產品。該公司還提供商業銀行產品和服務。此外，它還提供證券經紀和投資諮詢服務。該公司以前被稱為GMAC Inc.，並於2010年5月改名為Ally Financial Inc.。Ally Financial Inc.成立於1919年，總部位於密歇根州底特律。

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

公司網址

https://www.ally.com